Stop waiting 30-60 days for broker payments. We match you with the best factoring company for your fleet — offering non-recourse options, exceptionally low fees, advanced fuel cards, and cash advances. We handle all negotiations so you don't have to stress.
We match your fleet size, lanes, and credit profile to the right factor. Non-recourse, recourse, spot factoring — we know which one wins for your situation.
We negotiate your rate down. Most owner-operators sign at 4-5%. We get clients 1.5%-3% on the same volume. The difference pays for itself in week one.
Major fuel card networks — TCH, Comdata, EFS — with discount programs that save $0.05-$0.15/gallon at thousands of stations.
Need cash before POD? Most partners advance 50-90% on rate confirmation alone. Setup included free.
We closely review your MC authority, equipment specifics, running lanes, and current active factoring agreements to identify structural leaks.
Our team quotes the top 3 partner factors side-by-side. Summit Logistics aggressively negotiates terms to secure the absolute best deal for you.
We expedite all legal compliance paperwork, establish fuel card limits, and securely link your backend profiles for instantaneous clearings.
Your first premium load is funded within 4 hours of POD submission. Enjoy uninterrupted cash flow deposited directly into your bank account same-day.
No, absolutely not. We are paid directly by the partner factor when you officially sign — not by you. The complete backend setup and alignment are 100% free of charge for trucking companies and owner-operators.
Recourse factoring carries lower transaction fees, but you remain liable if a broker fails to pay. Non-recourse factoring is slightly more expensive, but the factor completely takes over the structural credit risk. Summit Logistics helps you choose the perfect fit based on your unique broker mix.
Yes, you can. Most of our verified partner factors offer highly flexible spot factoring, allowing you to factor only the specific loads you choose. This is an excellent solution for owner-operators who prefer not to bind 100% of their total gross revenue.
The vast majority of our trusted factoring partners issue credit approvals within 24 to 48 hours. Once approved, same-week funding is typical for newly established carrier accounts, ensuring immediate liquidity.
