summitlogisticllc.com

Trucking Insurance Brokerage

Commercial trucking insurance with better coverage & lower rates.

Get comprehensive primary liability, cargo, physical damage, and occupational accident coverage customized for your fleet. Summit Logistics gets you quoted across our top-tier carriers within 24 hours. Whether you are a new venture or high-risk fleet, our clients save an average of 18% to 32% on annual premiums.

  • 8+ top A-rated carriers competing for your business
  • Trucking-specialized claims support when you need it most
  • Average savings of 18% - 32% on annual insurance premiums
The Difference

Going solo vs. working with Summit Logistics.

WITHOUT SUMMIT LOGISTICS

The Old Way

  • Stuck with one carrier's fixed pricing
  • No expert advocacy when claims happen
  • Paying full retail insurance premiums
WITH SUMMIT LOGISTICS

The Summit Way

  • 8+ A-rated carriers actively competing for you
  • Dedicated, trucking-specialized claims help
  • 18% to 32% lower annual premiums
What's Included

What we deliver — line by line.

— 01

Multi-Carrier Quoting

We're appointed with 8+ A-rated commercial trucking insurers — Progressive, GLS, Sentry, Great West, Nautilus, Berkley, more. One application, multiple quotes.

— 02

Primary Liability Coverage

From $750K to $5M limits, including statutory minimums for general freight, hazmat, and household goods. Official filings (BOC-3, MCS-90) are fully included.

— 03

Cargo Insurance

Get $100K standard coverage, or scale up to $1M for high-value commodities. Reefer breakdown coverage, theft protection, and water damage are all available.

— 04

Physical Damage

Comprehensive and collision protection for both your truck and trailer. Flexible stated value or actual cash value options tailored to your fleet.

How It Works

From call to fully running — in 4 steps.

01

Quote Request

A quick 10-minute application. Provide your MC#, equipment specs, running lanes, driver roster, and loss/claims history to get started.

02

Multi-Carrier Quoting

Summit Logistics quotes 4-6 A-rated commercial truck insurance carriers simultaneously to deliver an honest, apples-to-apples comparison.

03

Coverage Review

We walk you through every option face-to-face. We recommend the best policy based specifically on your operation, never on high commissions.

04

Bind & File

Bind your coverage within 24 hours. Your critical BOC-3 and MCS-90 federal filings are processed instantly with certificates sent to brokers same-day.

Common Questions

Frequently asked — about Trucking Insurance Brokerage.

Most quotes are processed and returned within 24 hours of receiving your application. If approved, Summit Logistics can help you bind the coverage on the exact same day to prevent any operational downtime.

Yes, absolutely. We have dedicated partner carriers who specialize in quoting new ventures (under 1 year active) and even pre-MC startups. While initial market rates are typically higher for new authorities, clean operations usually see premium drops of 20% to 30% after the first year.

We work closely with specialty commercial insurance carriers who quote drivers with prior claims, moving violations, or non-fault accidents. No matter the situation, Summit Logistics leverages specialty safety markets to find a viable coverage option for your fleet.

Yes, they serve completely different structural purposes. Primary Liability covers the bodily injury and property damage you may cause to others on the road. Cargo Insurance protects the actual freight you are hauling from loss, theft, or damage. Most major brokers require both before dispatching a load.